Penny Farthing Finance is the provider of high-cost credit.
Consider alternative options before applying for this credit, including alternatives from other lenders regulated by the Central Bank of Ireland.
For example:
✓ Shop around in order to know whether you can obtain credit on terms better suited to you.
✓ If you are struggling to manage your finances, talk to your creditors to agree a payment plan and ask the Money Advice and Budgeting Service for help. You can find more information on the MABS website at www.mabs.ie.
✓ If you are in receipt of social welfare payments, you may qualify for additional financial support which may address your immediate financial needs. Contact your local citizens information office for more information.
Our high cost credit agreements range from having an APR of 128.08% with a cost of credit of €48 per €100 borrowed, to an APR of 153.25% with a cost of credit of €20 per €100 borrowed.
Under the Credit Reporting Act 2013 lenders are required to provide personal and credit information for credit applications and credit agreements of €500 and above to the Central Credit Register. This information will be held on the Central Credit Register and may be used by other lenders when making decisions on your credit applications and credit agreements.
Call us on our contact number or request a call online in the form below.
We will explain the documentation that is required, explain the terms of our loans and direct you to the information section we ask all customers to read. If you are unsure of anything please make sure to ask.
Loan approval is primarily based on your ability to repay. If approved, you will be given the loan in cash shortly after.
A local agent will then call weekly to your house to collect repayments. Or you can arrange electronic repayments with your agent.
Please see our FAQ section for more detail.
Please review the Pre-contractual Information before applying for a loan.
Please note due to unusually high demand we are currently not taking new applications without a reference from an existing customer.
We apologize for the inconvenience.
Give us a call, email, or apply online
Call us between 9am and 6pm Monday to Friday
Email: info@pff.ie